At the end of the month you put any leftover cash toward your "Goals". You set up your goals (savings, emerg fund, ect...) and "Debt Goals" (Car Payment, Mortgage, ect...).
Its very minimalistic not complex or requiring lots of time and effort to setup like some programs.
And its free!
I give it 4 stars (losing one for not having some features some ppl may want. (But I think are unneeded anyway.))
www.budgetsketch.com
∞Caleb

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