- Use Cash
Lately I've been using cash almost solely. I have noticed this helps me track and be acutely aware of how much I'm spending, and how much things cost! Also I follow my budget closer. I have my Credit/Debit card for emergences and business purchases. But try not to use it too often.
- Gift Cards
I quickly use the cash to buy gift-cards for fuel, groceries, ect. Many rewards programs also apply to gift-cards. I get 1000 points for every $50 I spend in Speedway fuel cards. I can redeem my points for a $10 gift card every time I buy about ten $50 gift-cards. Or I can save up my points for the future when I'm running low on cash.
- Eat In / Pack Lunch
Lets say you eat-out for lunch five times a week, if you try to eat cheap you are most likely spending about $5 a meal. Also lets say you have a nice meal once a week, for two people thats about $35 w/ tip. That means your spending about:
$5 x 5 days = $25 + $35 = $60 a week
$60 x 4 weeks in a month = $240 a month!!
Thats $2,880 a year!
Buy your food and cook at home, don't know what to make or how? Check out All Recipes.com they have a wide selection of choices you can see the ingredients needed and even chose the number of portions, only fixing for you? Make 2+ portions and pack one for your lunch! Looking for other lunch ideas? Check out this article by a fellow blogger "Brown Bag Brigade" whom has claimed over $1000 in saving a year!
∞Caleb
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